Small Business Retirement Plan Support
From Coach Sali

Sallus:
A Retirement Plan Designed Just For You

At Sallus & LPL, we have created a 401(k) plan built for small businesses, just like yours. We make offering a retirement plan easy and affordable. We know you aren’t an expert in this stuff, but we are, so you don’t have to be. Our retirement plan coach, Sali, will coach you through every step of your retirement plan journey.

Rob Pettman
Advisor

A Curated Selection of Coach Sali Topics:
Learn more from Coach Sali through these bite-sized videos

Learn More About State Mandates

Several state legislatures have enacted mandates requiring small businesses to offer a retirement plan to their employees. Some state governments even offer state-run retirement plans as an option for small business owners. Depending on the state you live in, these mandates may affect you. As you might assume, generally these state-run alternatives aren’t as attractive as the Sallus PEP solution as you can see in the head-to-head comparison we have performed. Hover over our interactive map below to learn more:

More Detailed Information Comparing State Run Retirement Plans to the Sallus 401(k)

California
Active

Colorado
Active

Connecticut
Active

Delaware
Pending

Hawaii
Pending

Illinois
Active

Maine
Pending

Maryland
Active

Massachusetts
Active

New Jersey
Pending

New Mexico
Pending

New York
Pending

Oregon
Active

Vermont
Pending

Virginia
Pending

Washington State
Active

Let’s Get Started In Just a Few Clicks.

Business Name

Employer Identification Number (EIN)

Number Of Employees (Full & Part Time)

Number of Non-Owner Employees

Approximate Annual Payroll (W-2 Wages)

Select State

Zip Code

First Name

Last Name

Email Address

Telephone Number

Next, let us know if your company wants to make what’s called an ‘employer contribution’ to the plan. An employer contribution is generally tax deductible to the company, and it provides a nice added benefit to your employees – but it is certainly not required. The employer contribution is in addition to the employees’ own plan contributions.

Contribution Choice

If you do want to contribute, you have choices:

Please note: by saying ‘no’ or ‘not sure,’ there is a bit of a trade-off. The plan would subject to certain plan testing, which incurs an additional fee. As a result of the test, business owners and some highly paid employees may not be able to maximize their contributions.

The advantage of saying ‘Yes’ is that the plan can avoid certain plan testing. This means that business owners and all employees are able to maximize their contributions.

If Yes: Select Contribution Type

The advantage of saying ‘Yes’ is that the plan can avoid certain plan testing. This means that business owners and all employees are able to maximize their contributions.

Please note: by saying ‘no’ or ‘not sure,’ there is a bit of a trade-off. The plan would subject to certain plan testing, which incurs an additional fee. As a result of the test, business owners and some highly paid employees may not be able to maximize their contributions.

Please note: by saying ‘no’ or ‘not sure,’ there is a bit of a trade-off. The plan would subject to certain plan testing, which incurs an additional fee. As a result of the test, business owners and some highly paid employees may not be able to maximize their contributions.